Be sure to get the name and contact information of anyone who witnessed the crash. When it comes to recapping the accident and assigning liability, insurance companies are more likely to believe an uninvolved and unbiased third party witness as opposed to the two biased drivers.

Exchanging insurance information with the other driver is an extremely important thing to do after an accident. If you don’t get the other driver’s insurance information, you may be stuck paying for the damages out of your own pocket – even if the accident was the other driver’s fault.

People often do not realize that an insurance adjuster is never, ever on your side. Adjusters have been trained to seem pleasant and talk as if they are trying to help you, but in reality their one single goal is to settle your claim for as little money as possible. In fact, adjusters are often given bonuses at the end of the year based upon how much money they save the insurance company by paying out as little in claims as possible. Don’t even talk to an adjuster until you speak with an attorney.

In addition, you can bet that the other driver’s insurance company will want you to give them a “recorded statement” over the telephone regarding the facts of the accident and any medical care that you received. Although you usually do not legally have to give a recorded statement to the other party’s insurance company, sometimes it is in your best interest to give it depending on the facts of the case. Other times, giving a recorded statement would be a huge mistake and might end up killing your case. This is why it is best to speak with an attorney following any accident.

Finally, we'll conclude with a few remaining thoughts and offer contact information if you have further questions/concerns.